Home | Library of Terms | Realtors | Contact Us | Listings | Links | Divisions Privacy Statement Meridian Realty Network Inc. is committed to honoring the privacy of visitors of our company and net branch websites. It is our priority to provide you, our customer, with outstanding products and services. To achieve this goal, we must collect, store, maintain, and occasionally use certain personal and financial information. Such information includes date about you or your company, as well as the users of your web site(s), and this statement is directed at those sources. We recognize and respect your privacy concerns and expectations about this information and as such we want you to know about our privacy policies and security practices. 1. Definitions Originator: is defined as a mortgage broker, or any other institution that uses Meridian Realty Network Inc. web sites or web site products. Consumer: is defined as a visitor to an Originator? consumer facing web site. Vendor: is defined as a third party company that offers services to Originator? and Consumers. Vendor services may be offered on Originator? consumer facing web site (e.g. Appraisals, Credit Reports, etc). 2. Disclosure of Information Originator data: We do not sell or otherwise provide information to third parties about you and/or your company, unless you specifically request us to do so. If you order services that are provided by third parties (e.g. credit reports, appraisals, etc.) we will pass information required to fulfill the order to the vendor that you have chosen. In addition, certain Meridian Realty Network Inc. products are hosted by third parties. In this case, we will need to share basic information about your company to be able to provide this service. From time to time, we may send you special offers from Meridian Realty Network Inc. and/or our partners via email and/or fax. If you do not wish to receive these emails or faxes simply follow the opt-out procedures indicated at the bottom of the email. Consumer data: Meridian Realty Network Inc. obtains consumer data when consumers visit our web site, apply online or complete other online transactions. In addition, we obtain consumer data when you upload or input consumer information to order settlement services or perform other transactions. Meridian Realty Network Inc. will not sell or otherwise provide information to third parties for their independent use without your expressed permission. When you use Meridian Realty Network Inc. to order services (credit reports, appraisals, etc.) we will need to pass consumer data to those providers to fulfill the transaction. While we take every effort to ensure that those vendors protect your privacy and your consumers privacy, we make no representation or warranty regarding the services provided by these vendors. The vendor may need to collect and maintain personal information and they may have additional terms of use (including their own privacy and security policies), which you should read to fully understand how your personal information will be used by third parties that are partnered or affiliated with our Company. Our web site may contain certain vendor links to other services (Realtors, appraisers, title/escrow companies, credit reports, etc.) which will result in the consumer transacting with a vendor site. While Meridian Realty Network Inc. takes every effort to ensure that these vendors respect the consumer? privacy, we make no representation or warranty regarding the services provided by these vendors. Aggregate Information: To continuously improve our services to you, Meridian Realty Network Inc. will share aggregated and non-identifying information with selected partners, about consumers and Realtors using our services through the registration process. Meridian Realty Network Inc. may publicly release aggregate statistics about total applications generated by the Meridian Realty Network Inc. network of originators. Privacy of Email Information-We will not sell or distribute your email address to third parties. Email information is requested only so we may communicate directly with you. We also post an Acceptable Use Policy for all of our customers to mitigate unsolicited communications such as spamming· Originators should consult our Acceptable Use Policy regularly to ensure that their activities conform to the most recent version. Questions regarding this policy can be directed to abuse@mortgage2u.com Information from minors-We take special care to protect the safety and privacy of minors. As such, we specifically do not collect information about children and all of our services are designed to be used by persons over 18 years of age. Exceptions-We will disclose information whenever required by the Federal Privacy Act and other applicable state and federal laws. 3. Data Security A major priority of our Company is to provide security for the information attained by us from our clients and consumers. We employ industry recognized security safeguards to protect personally identifiable information that you or your clients have provided to us from loss, misuse and unauthorized alteration. We work to protect personally identifiable information stored on our web servers from unauthorized access using commercially available computer security products, such as alarm systems, and keycards, as well as other security procedures and practices. This includes web servers that are stored at our company headquarters and data centers. 4. Security Measures Use of Firewalls and Virtual Private Networks. We utilize firewalls to safeguard our web servers and company network systems. This allows us to protect and monitor these resources. We also enable virtual private networks to restrict access of certain transactions to authorized customers or third party companies where possible and practical. Use of Cookies We do not design, develop, or deploy cookies for the storage of your personally identifiable information. We do, however use cookies to store information to help manage the use and security of our system. Use of Encryption When certain (financially-sensitive) personally identifiable information is transmitted to use and stored in our systems, we provide you the capability to transmit data between browsers and our servers that allows encryption of your data. Data transmitted via our products are protected with SSL (Secure Sockets Layer) technology. In order to use the site, users are required to be running an SSL-capable browsers. MS Internet Explorer 3.0 (or later) and Netscape Navigator 2.0 (or later) are all SSL-capable browers. Use of Authentication Your information is also password protected by a user name and pass work of your choice. User ID? and passwords apply to the access, use and/or administration of our products, as well as the maintenance of information. Many of our products use digital certificates to certify their authenticity. 5. Questions regarding our Privacy Policy If you have any questions about the terms of our Privacy Policy, please contact us at security@mortgage2u.com If you have any reason to believe that your personal information is incorrect, or need help with understanding how to opt out, please contact us at support@mortgage2u.com. Note: This Privacy Policy is applicable to Meridian Realty Network Inc. and Net Branch web sites.     Copyright and Trademark 2001, MRNI. All Rights Reserved. The domain name 'Meridian2u.com' is the intellectual property of MRNI. Written consent must be given in writing prior to copy, duplication, or use or use of information in any form. Privacy Statement Meridian Realty Network Inc. Pan Am Building 1600 Kapiolani Boulevard Suite 212 Honolulu, Hawaii 96814 Phone: (808) 942-2224 | Fax: (808) 942 - 7776 E-mail: info@meridian2u.com